Thursday, January 31, 2008

Busy day!

Today was a busy day. I woke up at 10:45 a.m. - get used to it!

My daughter was still sleeping so the computer was all mine. I checked a couple of sites right away, checked my email, and chatted with Tami from Ohio.

I was suddenly sleepy so I walked away from the computer and climbed back in my nice
bed. There was a song on the radio that made me sad, and these days with no job, it doesn't take much to feel that way.

Quickly I bucked up and jumped out of bed. Ok, I remembered I had to get to the bank to deposit my Christmas money that was supposed to be for a new kitchen floor, kitchen countertop and sink. Now, it is my mortgage payment.

This actually turned out to be a productive day. I filled out the bank deposit, completed two rebate forms for $6.00 each (one per household, so one is going to Mom's in Ohio). Please don't tell Gillette. I also put the completed job application for the community college in an envelope, addressed it and stuck the entire lot in my purse.

My first stop was to the bank. I presented my deposit to the very nice teller, Michelle, who promptly stated that because I am a valued customer of Bank of America, that I was entitled to transfer any credit card balance to this new card at a rate of 2.9% for one full year. I told her I'd consider it, and thanked her for the information.

Receipt in hand, I walked over to the customer service side of the bank and wrote my name legibly on the sign in sheet. I noted that the three people ahead of me did not sign in, but I guess it didn't matter because they were being taken care of. I, however, follow the rules.

A very nice woman came out, shook my hand, and guided me to her office. I then explained to her that I was not working and no longer had direct deposit to my checking account. Then, with sad eyes, asked if she could please waive the monthly fee that goes along with that action. She smiled, tapped a few keys on the keyboard and said, "Yes, I can do that for you until May." She then also told me about the credit card, and was thoughtful enough to call another office to see what my payment would be if I were to actually take advantage of their offer. Since I was pre-approved I would have no paperwork to fill out. I could do it over the phone!

I indicated I would think about it. Since that time I have thought about it and I am going to call her in the morning and have this balance transfer take place. I know, it's not zero percent interest, but it will save me a bundle for the time being. When I am actually working again I can make a double payment and get the card paid down quickly.

I left the bank and headed to the post office for my 3 stamps. No incidents there to report. All went smoothly and I headed off down the road. I turned into the shopping center so I could go to Target and while passing Pier 1 saw a 90% off Christmas sign. I parked the car and made my way through the doors. Oh what a deal! I bought 4 adorable glass candles packaged in a nice Christmas box, and 2 stocking holders for my mantle. Seventy dollars worth of merchandise for a whopping $7.62. I am ahead of the game for next Christmas!

The topping on the cake for my day...I voted early for the Presidential primary. I'm thrilled to have done this with my daughter. I want it duly noted that we agreed on our candidate!

OH! My gosh, I nearly forgot. I had a job offer today! Before you breathe a sigh of relief bear in mind that if it was spectacular I would have led off this posting with said information!

The job was for a Block Clerk for a car auction company. It was one day a week and paid $80. Imagine my disappointment. Unfortunately I did not accept the position. Something better will come up, right?

I'm still angry that I wasn't born rich and have to go through this whole job thing. However, I shall persevere!

Better things will come. Now...I'm off to check Craigslist.

No comments: